StanCorp Financial Group, Inc.

StanCorp Financial Group, Inc.

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StanCorp Financial Group, Inc. traces its origins to an Oregon insurance company founded in 1906 to provide better service to policyholders. Today StanCorp Financial Group is the holding company for a group of businesses providing insurance and investment products to approximately 8 million customers. While much has changed over the years, many things remain the same. We have never lost sight of what's important: serving our customers with unwavering integrity and compassion from a position of financial strength.

StanCorp Financial Group, Inc., through its subsidiaries marketed as The Standard — Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, StanCorp Investment Advisers, StanCorp Equities, StanCorp Trust Company and StanCorp Mortgage Investors — is a leading provider of financial products and services. StanCorp's subsidiaries serve approximately 8.1 million customers nationwide as of December 31, 2006, with group and individual disability insurance, group life, AD&D and dental insurance, retirement plans products and services, individual annuities and investment advice.

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Standard Insurance Company is the flagship subsidiary of StanCorp Financial Group, Inc.

StanCorp Financial Group is a separate entity and is not responsible for Standard Insurance Company's financial or contractual obligations.

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